Why you should order an appraisal from Buckeye Appraisal Service

To many, an appraisal just looks like a line item on the break-sheet for a home sale or refinance. Practically all lenders still call in a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation processes that might seem more practical than an appraisal. You might assume that securing a mortgage is the only reason you should get an appraisal, but there are more instances when the services of a licensed, independent real estate professional might be helpful.


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Appeal your tax assessment in Franklin County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your house, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. An appraisal from Buckeye Appraisal Service is your best evidence when building your case. At Buckeye Appraisal Service,we can assist you in appealing your tax assessment.

PMI removal will lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the real estate, nearly all lenders ask homeowners to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this added payment is bundled into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Buckeye Appraisal Service will give you a statement regarding the value of your home. The cost of the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Buckeye Appraisal Service

A divorce is a particularly heartbreaking event for the parties involved, and it is often further complicated by the challenging decision of who keeps the house. It's a good idea to order an appraisal from Buckeye Appraisal Service so both parties are entirely aware of the true market value of their property, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Relocating to or from Franklin County

Moving due to a job change can be a more than just an inconvenience. We know where you're coming from! That's why we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive features of their property, along with information regarding any current sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.